This Is How To Plan Your Fall Wedding on a Budget
August 29, 2024

Autumn is one of the most charming times of the year in Indiana, where our forests highlight the best of fall. Seasonal beauty is on display at every farm and orchard from Lake Michigan to the Ohio River. Because of the scenery, over 25% of Indiana weddings take place in the fall months.[1]
It’s a wonderful time to be getting married and for a picturesque wedding, even with minimal spending. This guide will teach you how to plan your fall wedding on a budget. From your theme to decor ideas, here’s how to save.
What Is the Cheapest Month to Have a Wedding?
According to Anticipation Events, Chicago,[2] the most affordable months for a wedding are typically winter months, such as January, February, or late October through November. These months are often the cheapest for weddings because they fall during the off-season. There is less demand for venues and vendors during this time, which leads to lower prices.
For a fall wedding, consider late October or early November. These dates are usually cheaper and still offer beautiful autumn colors. You can save on venue and vendor costs while enjoying the fall scenery.
Cost-Effective, Elegant-Themed Fall Wedding Ideas
Select a theme for your fall wedding that is both elegant and budget-friendly. You can achieve an exquisite look at a modest cost. Consider one of these captivating fall wedding ideas.
Recommended: Free Wedding Budget Sheet + Your Ultimate Guide to Planning
Vintage Elegance

A vintage elegance theme can be both timeless and budget-friendly. Make use of thrifted lace, antique decor, and candlelight. This theme gives your wedding a romantic, old-world charm without the hefty price tag.
At thrift stores and flea markets, look for:
- Vintage tableware.
- Candelabras.
- Ornate frames.
- Antique dinnerware.
Soft pastel colors, lace tablecloths, and delicate china can add a sophisticated feel. The gentle glow of candles and lanterns will create a warm, inviting ambiance, perfect for a memorable and elegant celebration.
Woodland Enchantment
A woodland enchantment theme takes advantage of the natural beauty of the outdoors with greenery, pinecones, and earthy tones. This theme creates a magical, fairy-tale-like atmosphere that is both enchanting and cost-effective.
To create unique centerpieces and decor, use natural elements like:
- Tree stumps.
- Moss.
- Twigs and branches.
- Pine cones.
- Acorns.
Draped greenery and fairy lights can transform any space into a mystical forest. Choose a venue with lots of trees and natural beauty to enhance the theme and minimize the need for extra decorations.
Harvest Festival

A harvest festival theme celebrates the bounty of the season with pumpkins, hay bales, and seasonal fruits. This theme is perfect for a cozy, laid-back wedding with a touch of rustic charm.
Consider these common, inexpensive harvest festival wedding decor ideas:
- Use hay bales for seating.
- Decorate with pumpkins and gourds.
- Create centerpieces with apples, pears, and autumn leaves.
Serve seasonal foods like apple cider, squash soup, and hearty stews to keep guests warm and satisfied. Celebrate the end of a growing season and a lifelong union.
Bohemian
A bohemian theme offers a unique and stylish touch. Make use of macramé, dried flowers, and mismatched furniture. This theme is perfect for couples who want a relaxed, free-spirited celebration.
Use boho-chic decor like:
- Handmade dreamcatchers.
- Colorful rugs.
- Low tables with floor cushions.
Dried flowers and pampas grass make beautiful and affordable wedding floral arrangements. Mix and match vintage furniture and decor for an eclectic, personalized look. The laid-back vibe of a bohemian wedding allows for creativity and personal expression without the high costs.
Spooky
A spooky theme adds a touch of mystery and elegance to a fall wedding, perfect for Halloween lovers. Use dark, moody colors like deep purples, blacks, and reds for a dramatic effect. Decorate with candles, lanterns, and fairy lights to create an eerie yet romantic ambiance.
Incorporate spooky elements into your decor like:
- Skulls.
- Spider webs.
- Vintage candelabras.
- Pumpkins and gourds.
To enhance the theme, consider a venue with a gothic or mysterious feel, such as an old mansion or a wooded area. Encourage guests to wear costumes or add Halloween-inspired details to their outfits for a fun and memorable celebration.
Tips To Plan Your Autumn / Fall Wedding on a Budget
When it comes time to start planning your fall wedding, the key is to start early. When you need to make it happen on a small budget, organization is your friend.
Follow these steps for wedding planning peace of mind:
- Determine your total budget.
- Break down the costs.
- Research cost and savings opportunities.
- Allocate your funds and stay flexible.
As you plan the wedding of your dreams, look for every opportunity to save on your venue and decor. Using nature, DIY, thrifted, and borrowed items adds character and creativity to your event.
Recommended: Money Management: How To Create a Budget That Works For You
1. Get Creative To Save on Venue Costs
Opt for a rustic venue like a backyard, barn, or park, which can save on venue costs. If you need to rent a space, you might want to start by choosing an off-peak date. Venues are often cheaper outside the high-demand weekends.
You might also like: Financial Goals for Your 30s Both Short and Long-Term
2. Make Use of Nature for Flowers & Such
Incorporate nature with colorful leaves, which can be used in wreaths, garlands, or scattered on tables. Pumpkins and squashes are great for centerpieces or porch decor, while seasonal flowers and plants add fresh colors and scents.
You might also like: What is the Difference Between Budgeting and Cash Management?
3. Explore Wedding DIY Decor Ideas
DIY projects offer endless possibilities. Create unique centerpieces using jars, candles, and natural elements. Design your own invitations for a personal touch, and craft handmade favors like candles or bath salts to make your event special.
You might also like: What’s a Financial Checkup and Do I Need One?
4. Save Money - Shop Thrift Stores and Flea Markets
Thrifted items can add charm and character. Look for vintage vases, plates, or bowls at thrift stores. Retro decor pieces such as old frames, candlesticks, or tablecloths can be refreshed and used in your setup.
You might also like: 7 Budget House Remodeling Ideas for Small Homes
5. Borrow From Loved Ones
Borrowed items can help you save money. Consider borrowing tableware, such as dishes and glasses, from friends or family. You can also ask to borrow decor pieces like lamps, rugs, or artwork to enhance your space without extra cost.
You might also like: 9 Easy Ways To Save More Money
Frequently Asked Questions
Is $10,000 a good wedding budget?
A $10,000 wedding budget can be enough, depending on the size and location of your wedding. It’s important to prioritize your spending on key areas like the venue, food, and attire. Once you have estimates on those expenses, you can determine if $10,000 is enough for your wedding.
What is the cheapest / most inexpensive option for a wedding?
The cheapest option for a wedding is often a small, intimate ceremony held at a low-cost venue or at home. Opting for a non-traditional venue, DIY decorations, and minimalistic planning can significantly reduce costs.
Plan Your Fall Wedding With Centier by Your Side
Planning a budget-friendly fall wedding is entirely possible. Choose a cost-effective theme like vintage elegance, woodland enchantment, harvest festival, bohemian, or spooky to create a memorable event.
Utilize nature’s elements, take on DIY projects, shop at thrift stores, and borrow items from loved ones to keep costs down. With thoughtful planning and creativity, your fall wedding can be both beautiful and affordable.
Ready to enhance your fall wedding with a touch of financial ease? Download your free wedding budget sheet today and make your dream wedding a reality with Centier Bank by your side!
Sources:
[1] https://www.in.gov/health/vital-records/files/2018-Indiana-Marriage-Report.pdf
[2] https://anticipationevents.com/what-is-the-cheapest-month-to-get-married/